UGC NET JRF Commerce PYQP 2025 January – Banking and Financial Institutions

1. Match the List-I with List-II

   LIST – I  Financial Inclusion Yojana		LIST – II Year
   A.	PM Jan Dhan	I.	2016
   B.	PM Mudra	II.	2014
   C.	Stand Up India	III.	2017
   D.	Vaya Vandana	IV.	2015

   Choose the correct answer from the options given below:
   (a) A-II, B-IV, C-I, D-III
   (b) A-II, B-I, C-IV, D-III
   (c) A-IV, B-I, C-III, D-II
   (d) A-II, B-III, C-I, D-IV

2. Arrange the following Securities Exchange Board of India (SEBI) regulations in the ascending year of their enactment.
   A. ICDR regulations
   B. Intermediaries regulations
   C. Real estate investment Trusts regulations
   D. Buy – Back of Securities by listed companies regulations
   E. Listing Obligations and Disclosures Requirements Regulations
   Choose the correct answer from the options given below:
   (a) D, B, A, C, E
   (b) D, A, E, C, B
   (c) A, C, D, E, B
   (d) B, A, E, D, C
3. Arrange the following Institutions in ascending order of their year of establishment.
   A. SEBI
   B. Reserve Bank of India
   C. State Bank of India
   D. SIDBI
   E. NABARD
   Choose the correct answer from the options given below:
   (a) C, B, E, A, D
   (b) B, C, E, D, A
   (c) B, C, A, E, D
   (d) E, B, C, D, A
4. The Securities Exchange Board of India (SEBI) regulates and supervises the securities
   through
   A. Regulations
   B. Rules
   C. Guidelines
   D. Scheme
   E. Orders
   Choose the correct answer from the options given below:
   (a) A, B, E Only
   (b) B, C, D Only
   (c) A, B, C, D, E
   (d) A, C, D, E Only
5. Which one of the following conditions is not truc as per IRDA Act, 1999, for entry of private players into the insurance market?
   (a) The company’s sole purpose is to cary on life insurance business or general insurance business or reinsurance business.
   (b) The minimurn paid up equity capital for life insurance or general insurance business is Rs.100 crore.
   (c) The minimurm paid up capital for carrying reinsurance business is Rs.300 crore.
   (d) Tnsurance companies are required to invest not less than 1 percent of their funds in infrastructure and social sectors.
6. The Capital Adequacy Ratio (CAR) for Indian Public Sector banks set by RBI is :
   (a) 9%
   (b) 10%
   (c) 11%
   (d) 12%
7. ‘Which one of the following is the developmental role of RBI?
   (a) Formulates, implements and monitors the monetary policy
   (b) Prescribes broad parameters of banking operations
   (c) Issues, exchanges end destroys currency notes
   (d) Performs a wide range of promotional functions to support national objectives
8. Which of the following are the features of Treasury Bills?
   A. Negotiable Securities
   B. Issued at par and are repaid at premium on maturity.
   C. High liquidity on account of short tenure
   D. Assured Yield
   E. High transaction cost
   Choose the correct answer from the options given below:
   (a) A, B, E Only
   (b) A, C, D Only
   (c) B, C, D Only
   (d) A, C, D, E Only

Answer Key