Ad hoc Treasury Bills are issued in favour of _____only
(a) Commercial banks
(b) Scheduled banks
(c) Regional rural Banks
(d) Reserve Bank of India
Based on the given information, answer the following question.
1. Six friends P,Q,R,S,T and U are memebers of a club and play different games of Football, Cricket, Tennis, Basketball, Badminton and Volleyball
2. T who is taller than P and S plays Tennis.
3. The tallest among them plays Basketball.
4. The Shortest among them plays volleyball.
5. Q and S neither play Volleyball nor Basketball.
6. R plays Volleyball
7. T is between Q who plays Football and P in order of height
What does S Play?
(a) Cricket
(b) Badminton
(c) Either Cricket or Badminton
(d) None of the above Question
Which of the following is not a type of data structure?
(a) Network
(b) Emotional
(c) Relational
(d) Hierarchical
Elasticity of demand for necessities is
(a) Equal to zero
(b) Less than one
(c) Infinite
(d) More than one
A market structure characterized by having only one buyer of a product or service known as_____
(a) Negligence
(b) Monopsony
(c) Oligopoly
(d) Monopoly
Choose the best antonym of the italicized word.
Ravi and Raghu are really obstinate men.
(a) Understanding
(b) compliant
(c) considerate
(d) friendly
Internal rate of return is
(a) The rate at which NPV is one
(b) The rate at which PV is zero
(c) The rate at which profitability is zero
(d) The rate of return at which NPV is zero
Study the following information carefully and answer the question below it
The Director of an MBA college has decided that six guest lectures on the topics of Motivation, Decision Making, Quality Circle, Assessment Centre, Leadership and Group Discussion are to be organised on each day from Monday to Sunday.
(i) One day there will be no lecture (Saturday is not that day), just before that day Group Discussion will be organised.
(ii) Motivation should be organised immediately after Assessment Centre.
(iii) Quality Circle should be organised on Wednesday and should not be followed by Group Discussion
(iv) Decision Making should be organised on Friday and there should be a gap of two days between Leadership and Group Discussion How many lectures are organised between Motivation and Quality Circle?
(a) Two
(b) Three
(c) One
(d) Four
Karl Pearson correlation has which limitations?
(a) -1
(b) +1
(c) ±1
(d) None of the above
Which of the following is not a Commercial bank?
(a) Withdrawing Banking
(b) Deposit Bank
(c) Savings Banks
(d) Exchange Bank
One of the findings of Hawthorne experiments is that
(a) Incentives motivate people better
(b) Strict adherence to rules improves performance
(c) People need to belong to a social group
(d) People perform better even in poor lighting
By differentiating its product, a firm can gain some control over _____
(a) Cost
(b) Quality
(c) Price
(d) Quantity
F.W. Taylor is called the father of
(a) Modern Management
(b) Scientific Management
(c) Administrative management
(d) Management
The main objective of any business is:
(a) Maximum profit per unit of product sold
(b) Wealth maximisation
(c) Profit maximisation
(d) Service to the society
Which of the following basic methods of payments is the least secure in terms of security to the exporter?
(a) Open account
(b) Cash in advance
(c) Bill of exchange
(d) Letter of credit
The balance of payment system is an _______ system
(a) Accounting
(b) Tourist
(c) Social
(d) Environmental
Performing Assets means
(a) Cash Balance with RBI
(b) Money at call and short notice
(c) Those loans and advances which generate income
(d) Bank Balance with RBI Question
Based on the information given, answer the below question.
1. A,B,C,D,E and F are travelling in a bus.
2. There are two reporters, two mechanics, one photographer and one writer in the group.
3. Photographer A is married to D who is a reporter.
4. The writer is married to B who is of the same profession as that of F.
5. A,B,C,D are two married couples and no one in this belong to the same profession.
6. F is the brother of C. How is C related to F?
(a) Sister
(b) Brother
(c) Brother-in-law
(d) Cannot be determined
Which can be managed by Basel II of RBI guidelines?
(a) Man-Power
(b) Credit Risk
(c) Stock
(d) Inventory
Ramesh had a cold and couldn’t go to the party, so I bought him a cake to make up for his______
(a) disillusion
(b) depression
(c) disappointment
(d) disgust
When the skewness is zero
(a) Mean is equal to median but not mode
(b) Mean is equal to mode but not median
(c) Mean is equal to median and mode
(d) Mean, median and mode will have different values
‘Price Pool’ is formed to ___
(a) Determine a price policy
(b) Increase prices only
(c) determine a sales policy
(d) Decrease prices only
Cost of intangible assets are ….. over their useful lives.
(a) Charged
(b) Allocated
(c) Amortised
(d) Depreciation
Which one of the following is not the subject matter of Articles of Association of a company?
(a) Name of the Company
(b) Issue of Share Capital
(c) Dividends
(d) Alteration of Share Capital
Any balance in share forfeiture account after reissue of entire such shares will be transferred to
(a) General Reserve
(b) Capital Redemption Reserve
(c) Capital Reserve
(d) Profit & Loss a/c
Which of the following is not an element of planning?
(a) Procedure
(b) Policy
(c) Programme
(d) Information
Dividend can be declared from
(a) Revenue Profit
(b) Capital Profit
(c) Loss
(d) None of the above
Obtain the missing term. 300, 296, 287, 271, ? , 210
(a) 246
(b) 250
(c) 244
(d) None of the above
Mean deviation is always
(a) Equal to standard deviation
(b) Twice that of standard deviation
(c) Less than standard deviation
(d) More than standard deviation
Which of the following account shows the transactional relationship between countries?
(a) Current account
(b) Capital account
(c) Balance of payments account
(d) Operational account
Choose the best synonym of the italicized word.
Each one of us is the subject of derision at some time or the other in our life.
(a) Irony
(b) Ridicule
(c) Criticism
(d) Laughter
In testing hypothesis, what is the size of the sample to be reckoned as a small sample?
(a) Less than 30
(b) Less than 100
(c) Less than 25
(d) Less than 40
Which one of the following is not the limitation of Capitalism?
(a) Unemployment
(b) Exploitation
(c) Monopoly
(d) Capital formation
In financial analysis P/E ratio means
(a) Price Efficiency ratio
(b) None of these
(c) Performance Efficiency ratio
(d) Price-Earnings ratio
The individual who recognised the link between pay and performance for the first time
(a) Herzberg
(b) Kohn
(c) Elton Mayo
(d) F.W. Taylor
The concept of Mutual Funds was started with Unit Schemes of Unit Trust of India during_____
(a) 1964
(b) 1982
(c) 2002
(d) 1974
In which of the following methods of charging depreciation shall the balance never be reduced to zero
(a) Depletion unit method
(b) Diminishing balance method
(c) Depreciation fund method
(d) Fixed instalment method
A group of brands that a buyer views as alternatives for possible purchase is referred to as
(a) Consideration set
(b) Brand search
(c) Evaluative criteria
(d) External search
Increasingly complex and turbulent business environment displays
(a) A stable growth in the business
(b) Increased speed of innovation
(c) Reduced product obsolescence risk
(d) An orderly competition
Equity Theory of work motivation has been developed by _____
(a) Dr. K. N. Koli
(b) R. Thesis
(c) J. Arun Kaul
(d) J. Stacy Adams
Which is the primary aim of social marketing?
(a) Maximization of Profit
(b) Service
(c) Social goods
(d) Production
1. Given
i. First Year (Rs) Second Year (Rs)
Sales 80000 90000
Profit 10000 14000
Compute P/V Ratio
(a) 45%
(b) 30%
(c) 40%
(d) 35%
If a total assets of a company amount to Rs. 1,50,000 and owner’s equity is Rs. 70,000, the amount of liabilities will be……..
(a) Rs. 1,00,000
(b) Rs. 90,000
(c) Rs.80,000
(d) Rs. 70,000
A statistical tool used to estimate the unknown values of one variable from the known values of another variable
(a) Regression
(b) Testing of hypothesis
(c) Probability
(d) Correlation
An agreement among firms in a market about quantities to produce or prices to charge is called——–
(a) Collusion
(b) Oligopoly
(c) Cartel
(d) Monopolies
The Doctrine of Subrogation is related with
(a) General Insurance Act, 1971
(b) Indian Partnership Act, 1932
(c) Indian Contract Act, 1872
(d) Indian Companies Act, 2013
What is the opposite of a variable?
(a) A constant
(b) An independent variable
(c) A data set
(d) A dependent variable
What is ‘Repo rate’?
(a) It is the rate at which the International aid agencies lend to RBI
(b) It is the rate at which the RBI lends to banks
(c) It is the rate at which the banks lend to RBI
(d) It is the rate at which the RBI lends to State Government
Marketing means
(a) Right product
(b) Right Price
(c) Right place
(d) All of these
Select the option which improves the underlined part of the sentences. The Prime Minister called on the President.
(a) In
(b) By
(c) To
(d) No improvement
Income available for spending and saving after purchasing necessities is called
(a) Surplus income
(b) Disposable income
(c) Discretionary income
(d) Buying power
Which of the following is not types of disequilibrium in the Balance of Payment?
(a) Secular disequilibrium
(b) Transactional disequilibrium
(c) Structural disequilibrium
(d) Cyclical disequilibrium
A manager who works with the help of rules and regulations is called ______
(a) Laissez faire leader
(b) Participator leader
(c) Traipest leader
(d) Bureaucratic leader
At Internal Rate of Return (IRR), Profitability Index of a project will be,
(a) Maximum
(b) Minimum
(c) Zero
(d) One
The origin of banking, in the modern sense is traced to _____
(a) Sanskrit
(b) French
(c) Hindi
(d) Italy
Liberalisation means :
(a) Attracting more foreign direct investment
(b) Reducing the unwanted restrictions on trade and industry
(c) Reducing the number of reserved industries
(d) Opening up of the economy to the world market
Currency swap in international business refers to
(a) A market for currency derivatives
(b) Exchange of cash flows in two different currencies for a predetermined period of time
(c) A market where currencies are bought and sold for their delivery on a future date
(d) A state of affairs when external value of a currency falls
Mental fatigue arises due to a feeling of tiredness that drops up in a person while working continuously on a ________ operation.
(a) Performing
(b) Industrial
(c) Standing
(d) Repetitive
“The hypothesis is the necessary link between theory and the investigation which leads to the discovery of additions to knowledge” who said?
(a) Good and Hatt
(b) Hollgon
(c) Secrist
(d) None of the above
Identify the underlined part of speech:
Sorry, I don’t know any foreign languages
(a) Noun
(b) djective
(c) adverb
(d) pronoun
The input costs that require an outlay of money by the concern called_______
(a) Total cost
(b) Explicit costs
(c) Replacement cost
(d) Implicit costs
A number calculated with complete population data and quantifies a characteristic of the population is called which of the following?
(a) A population
(b) A datum
(c) A parameter .
(d) A statistic.
Choose the correct meaning of the italicized idiom.
He had great difficulty to save his bacon when he was blackmailed.
(a) Put bacon in the refrigerator
(b) Threaten somebody
(c) Save pork
(d) Escape death
Assertion: – India’s president is appointed on a five-year term
Reason: -PratibhaPatil was appointed as India’s first woman president in 2007
(a) Both A and R are true and R is not the correct explanation of A
(b) Both A and R are true and R is the correct explanation of A
(c) A is true but R is false
(d) A is false but R is true
The process of collecting information about forces in the marketing environment is called
(a) Market analysis
(b) Environmental analysis
(c) Environmental scanning
(d) Forecasting
Withdrawal of state from an industry or sector partially or fully is called
(a) Modernisation
(b) Privatisation
(c) Liberalisation
(d) Globalisation
UTI Bank of India is now renamed as
(a) Unit bank of India
(b) City bank
(c) Axis bank
(d) Vijay bank
‘Anticipate no gains, but provide for all possible losses’ is the dictum of
a) Conservative concept
b) Money measurement concept
c) Materiality concept
d) Matching concept
In a code language, 321 means “Hot Black Coffee”, 536 means “Very Hot Summer”, and 589 means “Summer and Winter”. Which digit stands for “Very” ?
(a) 6
(b) 9
(c) 3
(d) 5
The technique of ‘Carrot and stick’ is used in a business organization for ______
(a) Rewarding workers
(b) Reducing absenteeism
(c) Elective leadership
(d) Motivation
Who is the successor of GATT?
(a) World Bank
(b) IFC
(c) WTO
(d) ABB
Good restaurants serving pure vegetarian food are very hard to ___________.
(a) Take to
(b) Come by
(c) Go through
(d) Get in
Statements: Some bats are snakes, No snake is dangerous Conclusion:
I. Some dangerous animals are snakes
II. II. Some bats are not dangerous.
(a) If only conclusion I follows
(b) If neither I nor II follows
(c) If either I or II follows
(d) If only conclusion II follows
Which of the following functions of management is referred to as the essence of management?
(a) Planning
(b) Organising
(c) Coordinating
(d) Controlling
Which of the following Acts governs the transactions through cheques?
(a) Banking Regulation Act, 1949
(b) Indian Contracts Act, 1872
(c) RBI Act, 1934
(d) Negotiable Instruments Act, 1881
Market segmentation is
(a) Same as product differentiation
(b) Similar to product mix
(c) Dividing the market by customer Groups
(d) None of these
The net profit will be maximized when________
(a) Fixed cost remains same
(b) Fixed costs are increased
(c) Contribution is Maximized
(d) Contribution is minimized
“Capital Budgeting is long term planning for making and financing proposed capital outlays”. It is defined by ________
(a) R. Anthoney
(b) Dr. Koli Charles
(c) T. Horngreen
(d) Gestonberg
Normal goods and services have positive _____ elasticities.
(a) Income
(b) Price
(c) expenditure
(d) Cost
Planning of the organization with suitable personnel is known as ______
(a) Co-ordinating
(b) Staffing function
(c) Controlling Organizing
(d) function
Maintenance of dividend equalisation reserve is the hallmark of
(a) Constant dividend pay-out policy
(b) Matching dividend policy
(c) Liberal dividend policy
(d) Conservative dividend policy
Any group that positively or negatively affects a person’s values, attitudes or behaviour is known as
(a) Cultural group
(b) Reference group
(c) Opinion group
(d) Social class
Discounting a Bill of exchange is the most popular method of _______ by a bank.
(a) Lending
(b) Deposit
(c) Savings
(d) None of the above
Changing the price of a product or service instantly and frequently in tune with the changes in the market is called
(a) Dynamic pricing
(b) Flexible pricing
(c) Marginal pricing
(d) Market pricing
Choose the correct meaning of the italicized idiom.
Anil got me into trouble by giving a false colour to my statement.
(a) Colouring the sentence
(b) Giving a wrong character
(c) Giving a wrong colour box
(d) Giving good impression
Basic approach followed in performance evaluation is to compare the current performance with
(a) The performance in the last job
(b) The set standards
(c) The previous performance
(d) The average performance of his peers
Garner Vs. Murray rule applies in case of
(a) Dissolution of a firm
(b) Retirement of a partner
(c) Admission of a Partner
(d) Death of a partner
Which of the following is not an instrument of monetary policy?
(a) Statutory Liquidity Ratio
(b) Cash Reserve Ratio
(c) Open Market Operations
(d) Levying of taxes
Choose the correct meaning of the italicized idiom.
Sheela’s work seems to be a Penelope’s web.
(a) Endless
(b) In her best form
(c) Difficult
(d) Declining
_____ costs are those costs which are incurred to perform the marketing functions.
(a) Sale of goods
(b) Transfer cost
(c) Total cost
(d) Distribution costs
The Basket Training Method means—–
(a) Development of Production
(b) Development of Institute
(c) Development of decision skill
(d) Development of resources
It takes eight hours for a 600 km journey, if 120 km is done by train and the rest by car. It takes 20 minutes more, if 200 km is done by train and the rest by car. The ratio of the speed of the train to that of the cars is:
(a) 1:2
(b) 2:3
(c) 3:4
(d) 1:4
What you mean by ‘B2B’ transactions?
(a) Banker to Business
(b) Business to Banker
(c) Banker To Banker
(d) Business To Business
Which of the following is not included under qualities of the Optimum Capital Structure?
(a) Minimum Profit
(b) Maximum control
(c) Minimum Cost of Capital
(d) Minimum Risk
The marketing concerns requires both fixed capital and____
(a) Share capital
(b) Working capital
(c) Flexible capital
(d) long term capital
The origin of India’s present exchange rate policy goes as far back as in 1944 when India became a member of _______
(a) International Monetary Fund
(b) World Bank
(c) European Commission
(d) SAARC
The concept of cost of capital can also be explained in terms of _______ cost.
(a) Full cost
(b) Opportunity cost
(c) Capital cost
(d) Variable cost
